Details

Professional liabilities

Professional Liability Insurance covers damages caused by the insured to third parties as a result of the insured's failure to perform his/her duties upon exercising a specific profession or rendering a particular type of professional service for which the insured has the relevant legal capacity.

In most cases, Professional Liability Insurance is compulsory under effective legislation, and its main parameters are defined by the relevant regulations.

Coverages

Main coverages, included in this insurance product are:

Amounts payable for damages to third parties as a result of error or omission in the performance of his professional duties during the period of insurance coverage
Loss of profit which is the direct and proximate result of a tort
Costs awarded in favour of the injured party in legal proceedings brought against the Insured to establish his/her civil liability, where the Insurer is involved in the proceedings
if the Insured is a legal entity, the insurance shall cover the liability of the persons who represent it, of the persons in an employment relationship with it, and of those to whom the Insured has assigned performance, and such persons are included in the insurance contract

Benefits

The main benefits are:

The insured is free to determine the limits of liability under the policy
It is possible to pay the premium in installments at no extra cost

Insurance "Professional liabilities"

Professional liability of:

Persons practicing a medical profession
Notaries
Lawyers
Auditors
Persons performing energy efficiency audits and certification of buildings
Participants in design and construction (under the Spatial Development Act)

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