About us
We improve the quality of life of our customers with innovative insurance decisions
UNIQA Bulgaria is one of the leading insurers on the Bulgarian market, represented by the companies UNIQA INSURANCE PLC. and UNIQA LIFE INSURANCE PLC., part of the UNIQA Group – an international company with over-two-centuries old traditions and experience in insurance.




The UNIQA Group is one of the leading insurance companies for private and corporate customers in its core markets of Austria and Central and Eastern Europe (CEE). Over 20,000 employees and exclusive sales partners in 14 countries support more than 17 million customers on their way to a healthier, safer, and better life, protected by the community. That is the UNIQA principle: living better together.
UNIQA looks back on a long history: people have been placing their trust in us and insuring themselves with us since 1811. Our mission remains unchanged to this day: risks that individuals cannot bear alone are shared by our community. The core of our actions is and will remain the use of our collective strength to protect the individual.
In Austria, UNIQA is the second-largest insurance group with a market share of around 21 percent. In the growing CEE region, UNIQA is represented in 11 markets: Bosnia and Herzegovina, Bulgaria, Croatia, Montenegro, Poland, Romania, Serbia, Slovakia, Czechia, Ukraine, and Hungary. Insurance companies in Switzerland and Liechtenstein also belong to the UNIQA Group.
In its endeavour to create an organisation, focused entirely on the customer, higher quality services, digitalisation, more efficient and more successful business on all markets, the next transformation level of the UNIQA Group is focused on the states of the region of South-Eastern Europe (SEE Region).
The region of South-Eastern Europe (SEE5), comprising Bulgaria, Bosnia and Herzegovina, Croatia, Montenegro and Serbia, is the third biggest group of companies in the UNIQA Group with approximately 1600 employees and with a total market of over 2 million customers.
More than 30 years UNIQA Bulgaria has been a symbol of reliability and correctness for its customers and partners. UNIQA provides the Bulgarian users with up-to-date insurance decisions on the basis of a wide product portfolio in all directions in general, health and life insurance.
Sustainable development of business and society
What is most distinct about UNIQA on the Bulgarian insurance market, is the sustainable development of the business, dynamic growths, innovations and the endeavour to create trends and be a driver for modernisation of the insurance sector. UNIQA Bulgaria provides its customers with up-to-date, high-quality products, as well as the relevant high professional service level through its own deployed network of over 100 points-of-sale all over the country, as well as through partnerships with insurance brokers and agents.
We are a team of professionals, united by a common goal: to be a leading provider of insurance decisions for a better life.
Policy of commitment in the Company
The Management Board of UNIQA Life Insurance plc. („the Company“) has decided not to adopt a Policy of Commitment in the Company and justifies its decision with the following reasons, in particular:
The Company pursues conservative policy and strategy with respect to its investments;
The Company’s policy and strategy do not include direct share investments in companies traded on regulated markets in member-states of the European Union.
Due to the above, there is a lack of activity and communication with public companies in the Republic of Bulgaria or in member-states in terms of exercising the right of vote in such companies, monitoring the relevant aspects of their activity, such as strategy, financial and non-financial results, risk, capital structure and social impact on the environment and corporate management, establishing communications with similar companies, collaboration with other shareholders and communication with interested parties in public companies, management of real and potential conflicts of interests, related to shareholding in companies, whose shares are traded on regulated markets.
UNIQA Insurance Management


Board chairman
Lukas Oliver Pavić


Board member
Sandra Vrabec
Надзорен съвет


Chairman, Supervisory Board
Adel Bahtanović


Vice Chair, Supervisory Board
Filip Mihaylov


Board member