Motor CASCO insurance

Everything you need to stay safe on the road.

For your electric car with e-CASCO from UNIQA, you get:

A 10% discount on the standard price of CASCO insurance contracted in UNIQA
Repatriation assistance to the nearest charging station
You become a Green Ambassador – for every CASCO purchased, we plant one tree together with Forest.bg
Additional discounts on other UNIQA products

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Whatever happens to you on the road, with UNIQA CASCO, you are ready to face it.

Why motor insurance from UNIQA?

Insurance protection against every risk on the road, so you'll have peace of mind as you drive along. Now, for every CASCO insurance policy contracted, we plant a tree. With the support of Gorata.bg.

In addition to the insurance coverage, you get a package with attractive extras, benefits, and services for maximum comfort on the road.

You can choose the risks flexibly to insure against, according to your needs and you can pay in instalments. You also get free Rent-a-car while your car is being repaired in our trusted workshop

The main advantages of "CASCO from UNIQA”

Territorial coverage in Bulgaria, the European Union, and the member countries of the International Green Card Agreement in Europe.

Opportunity for additional discounts (bonuses).

SMS notifications when a payment is due, or insurance expires.

Payment of indemnity with no documents required in case of parking damage.

SMS updates/notifications on your claims.

Option for self-inspection.

Payment of 100% of actual value in the event of total loss.

Option for car assistance in Bulgaria and abroad with the following services:

Delivery of fuel when the vehicle is left without fuel while on the road - up to 10 liters of petrol or diesel in case of need (valid for the territory of the Republic of Bulgaria). Repatriation of electric vehicles to the nearest charging station in the case of a battery discharge while on the road. Parking/garage and hotel in Bulgaria or abroad where needed. Repatriation in case of misfuelling in the Republic of Bulgaria. Repatriation in case of an insured event on the territory of the Republic of Bulgaria or abroad. Repatriation in the case of an accident on the territory of the Republic of Bulgaria. On-site repair in Bulgaria or abroad.

e-CASCO package for electric vehicles available

	Basic insurance package Basic CASCO Partial CASCO with coverage for a limited package of risks and vehicle value up to BGN 15,000	Partial CASCO Partial CASCO with flexible coverage for a selected package of risks	Full CASCO Full CASCO with coverage for all risks
Coverages
Direct material damages caused by a road accident (damages caused as a result of a road accident are not covered under this clause when such an accident is to be documented by a bilateral statement)
Theft and robbery of the entire vehicle
Fire and explosion
Damage to vehicle windows
Parking damage
Vandalism
Other risks covered by the insurance contract (damage from measures to rescue the vehicle or the occupants, transportation costs, etc.)
Damage caused by theft or attempted theft by burglary
Natural disasters - floods, lightning, torrential rain, storms, hurricanes, landslides and collapses, the weight of snow or ice, and avalanches (hail risk excluded)
Direct material damages caused to the vehicle by road accidents while travelling and when parked
Damage caused by unknown perpetrators and falling objects

Basic insurance package

Basic CASCO

Partial CASCO with coverage for a limited package of risks and vehicle value up to BGN 15,000

Direct material damages caused by a road accident (damages caused as a result of a road accident are not covered under this clause when such an accident is to be documented by a bilateral statement)

Theft and robbery of the entire vehicle

Fire and explosion

Natural disasters - floods, lightning, torrential rain, storms, hurricanes, landslides and collapses, the weight of snow or ice, and avalanches (hail risk excluded)

Partial CASCO

Partial CASCO with flexible coverage for a selected package of risks

Direct material damages caused by a road accident (damages caused as a result of a road accident are not covered under this clause when such an accident is to be documented by a bilateral statement)

Theft and robbery of the entire vehicle

Fire and explosion

Damage to vehicle windows

Parking damage

Vandalism

Other risks covered by the insurance contract (damage from measures to rescue the vehicle or the occupants, transportation costs, etc.)

Damage caused by theft or attempted theft by burglary

Full CASCO

Full CASCO with coverage for all risks

Direct material damages caused by a road accident (damages caused as a result of a road accident are not covered under this clause when such an accident is to be documented by a bilateral statement)

Theft and robbery of the entire vehicle

Fire and explosion

Damage to vehicle windows

Parking damage

Vandalism

Other risks covered by the insurance contract (damage from measures to rescue the vehicle or the occupants, transportation costs, etc.)

Damage caused by theft or attempted theft by burglary

Direct material damages caused to the vehicle by road accidents while travelling and when parked

Damage caused by unknown perpetrators and falling objects

Coverages

Main coverages of motor CASCO insurance

Direct material damages caused to the vehicle by an accident while traveling and while parked

Damage to vehicle windows

Landslide and collapse, the weight of snow or ice, and avalanches

Hurricane

Torrential rain, storm, hail

Lightning

Flood

Lightning

Flood

Explosion

Fire

Vandalism

Damage caused by theft or attempted theft by burglary

Theft and robbery of the entire vehicle

Damage caused by unknown perpetrators and falling objects

Theft by burglary of additionally installed and permanently attached audio-visual equipment

Benefit from special damage services

If the road surprises you unpleasantly, you can rely on our additional services that save you a lot of time and effort. With UNIQA CASCO, you can benefit from the following services.

Get additional discounts

Bonus "Car fleet"

5% discount for insurance of 5 to 10 cars
10% discount for insurance of 11 to 30 cars

Negotiated discount for insurance of more than 10 cars - please contact the Central Office of UNIQA AD

Bonus "UNIQA Partner"

5% discount for insurance already contracted with UNIQA
- Combined insurance "Business Plan"
- Accident insurance
8% discount on the insurance premium for CASCO Insurance when Civil Liability Insurance is contracted in UNIQA

Single payment bonus

10% discount for a single payment of the entire premium

Bonus "Newly Insured Vehicle"

10% discount for new UNIQA CASCO customers who have not contracted CASCO Insurance policy with UNIQA in the last 24 months

Bonus “No damages”

10% discount for one year without damages
20% discount for two years without damages
35% discount for three or more years without damages

The total amount of all discounts (bonuses) cannot exceed 20%

In case of no damages for three or more years, the total amount of all discounts (bonuses) cannot exceed 35%, subject to prior authorization from the Head Office of UNIQA AD. Based on a detailed risk analysis for each corporate client, the above % discount and the deductible amount may be changed.

All discounts are charged on the current CASCO Tariff at the time of insurance contracting.

Frequently asked questions

A road accident has occurred. I have CASCO insurance. What should I do? What documents should I submit?

How can I make a claim under CASCO Insurance and Third-Party Liability Insurance?

Where can I have my damaged vehicle inspected?

I need to have a car repaired abroad. How can this be done?

Can I always make a self-performed inspection upon damage to my car?

Clients Feedback

I have been visiting UNIQA's office in Varna for 8-9 years when I started using UNIQA's services.” I have always received a very professional and friendly attitude when contracting and renewing full auto insurance, third-party liability insurance, and property insurance policies.

Ivo

Varna

For my car, I contracted CASCO Insurance with UNIQA. Filing a claim over the phone. Correct damage assessment – I can even take photos of my car by myself and email the damages. Good service at a trusted repair shop. Auto assistance not only in the event of a road accident but also in case of breakdown, flat tire, and running out of fuel.

Lyubomir

Stara Zagora

I have been a client of UNIQA since 2010. I had been using child insurance and after the policy expired, I covered a large part of my son's education with the amount I received. At the moment I have active policies of Life Insurance, Property Insurance and Civil Liability Insurance for my automobiles. I am very happy with the service and the company in general. Good luck!

Valentin

Veliko Tarnovo

Perfect service! Competent, accurate, responsive, friendly! Thank you for coming! Keep it up!

Maria

Plovdiv