Driver and Passenger Accident
More safety on the road for the people you love


Product benefits
Main benefits of "Driver and Passenger Accident" insurance
- The insurance amount is determined individually and at the request of the person contracting the insurance
- It covers the risks of loss of life and permanent work disability due to an accident occurring on the territory of the Republic of Bulgaria
- Insured persons may be occupants of any type of vehicle or other self-propelled machinery, with the number of insured persons equal to the number of seats in the vehicle, including the driver's seat
Additional benefits of "Driver and Passenger Accident" insurance
- It is possible to insure only the driver's seat
- Prompt and correct payment of compensation to injured persons
- If you have "Driver and Passenger Accident" insurance contracted with UNIQA AD, you have the opportunity to receive a 5% discount on the insurance premium for "Motor CASCO" insurance
- SMS notifications when a payment is due, or the insurance expires
Similar insurance products
Frequently Asked Questions
A road accident has occurred. I have Motor Third-Party Liability Insurance. What should I do?
When a road accident occurs, you must notify the control authorities and fill in the relevant road accident reports:
1. Police report issued by the traffic police.
2. A road accident report issued by the traffic police, stating persons were injured.
3. A bilateral road accident report; the same to be completed by the persons involved in the accident.
What comes next is the procedure for filing and processing the claim – see the first/fourth question in the "Damages" section of the FAQ.Which workshops do you work with?
You can find available information about the workshops we work with on the UNIQA’s website by selecting from the drop-down menu the city where you want your vehicle to be repaired. You can choose a workshop either when submitting the claim or later during the inspection.How can I make a claim under CASCO Insurance and Third-Party Liability Insurance?
You can make a claim over the phone, providing detailed information about the event and the people involved. Registration by phone takes about 5-6 minutes for CASCO Insurance and 10-15 minutes for Motor Third-Party Liability Insurance. There is also an option to complete a damage notification on our website, as well as an option to fill in a written notification at an inspection center. In all cases, this must be done within 5 working days for CASCO Insurance.I want to file a claim through the website, but I don't get an SMS with a signature code. What is the reason?
Possible reasons for not receiving an email could be:
1. Wrong mobile phone number submitted2. You are abroad at the time of insurance contracting.
In the second case, we will send you the code to the email address you submitted. If you still do not receive the code, possible reasons could be:
1. Wrong email address submitted.
2. You have got the email in your SPAM folder.
3. Mailbox restriction.For more information, you can contact us by calling 0700 111 50 or emailing at info@uniqa.bg.
Can I always make a self-performed inspection upon damage to my car?
You may make a self-performed damage inspection in the following cases:
1. When the vehicle is parked.
2. Natural disasters.
4. Broken glass.
5. Up to 5 damaged parts.Self-performed inspection is not available in the event of a road accident.
Do you have your own roadside assistance service, or can I use another service after a road accident?
To use our free roadside assistance, you must have a completed accident report for the event you have suffered. From the accident location, you can contact a member of our staff by calling 0700 111 50, who will register a claim and transfer you to roadside assistance without you having to pay for the transport service. If you use the services of another roadside assistance, we will cover up to BGN 100 for an event within the country and up to BGN 1000 for an event abroad.

