International Health Insurance Health & Value

Health & Value International Health Insurance from UNIQA guarantees your employees solid insurance protection, the right to choose, and access to state-of-the-art medical technologies, treatment methods, diagnostics, rehabilitation, and dental care in Bulgaria and worldwide.

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This insurance is offered in three options with the following coverages

*Each subsequent package includes the coverages of the previous one and upgrades it

The packages are:

	Basic insurance package Health and Value Select Treatment of 10 critical diseases and surgical operations	Health and Value Select Plus Treatment and hospital stay due to illness, accident, or childbirth	Health and Value Inpatient and outpatient treatment and access to high-quality medical care
Coverages
Hospital treatment costs for malignant cancers, benign head tumors, complex and costly surgeries to treat cardiovascular problems, organ transplants
Expenses for the stay of an accompanying person – for children up to 18 years of age
Daily hospital stay – up to 24 hours
Transport and repatriation of a patient
Hospital stay due to various illnesses
Hospital stay due to accident
Hospital stay for childbirth
Outpatient treatment and medicines
Childbirth-related expenses
A wide range of dental activities
Medicinal products
Ophthalmology services
Physiotherapy, rehabilitation, dialysis, psychotherapy
Search and rescue operations, etc.

Basic insurance package

Health and Value Select

Treatment of 10 critical diseases and surgical operations

Hospital treatment costs for malignant cancers, benign head tumors, complex and costly surgeries to treat cardiovascular problems, organ transplants

Expenses for the stay of an accompanying person – for children up to 18 years of age

Daily hospital stay – up to 24 hours

Transport and repatriation of a patient

Health and Value Select Plus

Treatment and hospital stay due to illness, accident, or childbirth

Hospital treatment costs for malignant cancers, benign head tumors, complex and costly surgeries to treat cardiovascular problems, organ transplants

Expenses for the stay of an accompanying person – for children up to 18 years of age

Daily hospital stay – up to 24 hours

Transport and repatriation of a patient

Hospital stay due to various illnesses

Hospital stay due to accident

Hospital stay for childbirth

Health and Value

Inpatient and outpatient treatment and access to high-quality medical care

Hospital treatment costs for malignant cancers, benign head tumors, complex and costly surgeries to treat cardiovascular problems, organ transplants

Expenses for the stay of an accompanying person – for children up to 18 years of age

Daily hospital stay – up to 24 hours

Transport and repatriation of a patient

Hospital stay due to various illnesses

Hospital stay due to accident

Hospital stay for childbirth

Outpatient treatment and medicines

Childbirth-related expenses

A wide range of dental activities

Medicinal products

Ophthalmology services

Physiotherapy, rehabilitation, dialysis, psychotherapy

Search and rescue operations, etc.

Main coverages

Here you can see the main coverages included in this insurance product

Inpatient treatment / Daily hospital stay

Daily allowance for a hospital stay / One-off hospital or home-birth expenses

Transport if necessary, including helicopter

Outpatient treatment

Rehabilitation and spa treatment

Rescue costs

Transport and repatriation costs

Benefits and additional information

Basic advantages:

High-quality medical service in the most prestigious hospitals in Bulgaria and abroad.
Right to choose both the healthcare institution and medical team in Bulgaria and in any of the countries included in the selected tariff.
MedUNIQA SOS Center in Bulgarian language with telephone connection 24 hours / 7 days a week.
Personal MedUNIQA health card:
- Data carrier of the insured person
- Guaranteed pass for high-quality service
- Cashless means of payment for hospital treatment

Additional advantages

High annual payment limits for medical services - more than EUR 2,800,000 per insurance year.
No grace periods in case of an accident and upon policy renewal.
Convenient premium payment (annual or deferred).
Preferences and discounts upon contracting family insurance and group insurance by legal entities.

And more

Solid insurance protection and partnership with a reliable and honest insurer, part of UNIQA Insurance Group AG.
When contracting Health & Value International Insurance, no medical examination is required, just a completed 7-question declaration on health status.
European Health Plan – all countries in Europe (including Turkey and Russia) with an annual limit of more than EUR 2,240,000 per insurance year.
World Health Plan – all countries in the world (incl. USA and Canada) with an annual limit of more than EUR 2,800,000 per insurance year.