CASCO of motor vehicles

Motor Vehicle CASCO Insurance

With Motor Vehicle CASCO Insurance from UNIQA, you are prepared for the most unexpected on the road.

Why Motor Vehicle CASCO Insurance

Motor Vehicle CASCO Insurance

The product provides insurance protection against a wide range of risks to feel safe and secure about your car like never before.

In addition to the insurance coverage, you get a free package of attractive extras, benefits, and services for maximum comfort on the road.

If you wish, you can contract a policy with voluntary self-participation.

Take advantage of special services in case of damage

Sometimes everyone encounters surprises on the road. In such cases, you can rely on our additional services that save you a lot of time and effort. With UNIQA CASCO Insurance, you can benefit from the following services:

Self-inspection in case of vehicle damage

Free Rent-a-car while your car is being repaired in one of our trusted service centers

In case of damage

In case of damage or theft of a vehicle insured under CASCO Motor Insurance, please submit a notification to UNIQA AD: - Online, by completing a Claim notice under CASCO Motor Insurance - On the spot at an office or representative office of your choice

The insurance is offered in three options with the following coverages:

	Basic insurance package Basic CASCO Clause E Partial CASCO with coverage for a limited package of risks and vehicle value up to BGN 15,000	CASCO Clause K Partial CASCO with flexible coverage under a selected package of risks	CASCO Clause A Full CASCO with coverage for all risks
Coverages
Direct material damages caused by a road accident (damages caused as a result of a road accident are not covered under this clause if such an accident is subject to documentation by a bilateral statement of facts)
Theft and robbery of the entire vehicle
Fire and explosion
Natural disasters – floods, lightning, torrential rain, storms, hurricanes, hail, landslides and collapses, the weight of snow or ice, and avalanches. NOTE: "Basic Casco Clause E" excludes hail risk
Damages caused by theft or attempted theft by burglary
Vandalism
Damage to vehicle windows
Other risks covered by the insurance contract (damages from measures to rescue the vehicle or the occupants, transportation costs, etc.)
Parking damage
Damage caused by unknown perpetrators and falling objects

Basic insurance package

Basic CASCO Clause E

Partial CASCO with coverage for a limited package of risks and vehicle value up to BGN 15,000

Direct material damages caused by a road accident (damages caused as a result of a road accident are not covered under this clause if such an accident is subject to documentation by a bilateral statement of facts)

Theft and robbery of the entire vehicle

Fire and explosion

Natural disasters – floods, lightning, torrential rain, storms, hurricanes, hail, landslides and collapses, the weight of snow or ice, and avalanches. NOTE: "Basic Casco Clause E" excludes hail risk

CASCO Clause K

Partial CASCO with flexible coverage under a selected package of risks

Theft and robbery of the entire vehicle

Fire and explosion

Damages caused by theft or attempted theft by burglary

Vandalism

Damage to vehicle windows

Other risks covered by the insurance contract (damages from measures to rescue the vehicle or the occupants, transportation costs, etc.)

Parking damage

CASCO Clause A

Full CASCO with coverage for all risks

Theft and robbery of the entire vehicle

Fire and explosion

Damages caused by theft or attempted theft by burglary

Vandalism

Damage to vehicle windows

Other risks covered by the insurance contract (damages from measures to rescue the vehicle or the occupants, transportation costs, etc.)

Damage caused by unknown perpetrators and falling objects

Coverages

What is included:

Direct material damages caused by a road accident while traveling and when in parked condition

Damage caused by unknown perpetrators and falling objects

Theft and robbery of the entire vehicle

Damage caused by theft or attempted theft by burglary

Vandalism

Fire

Explosion

Fire

Explosion

Flood

Lightning

Torrential rain, storm, hail

Hurricane

Landslides and collapses, the weight of snow or ice, and avalanches

Damage to vehicle windows

Theft by burglary of additionally mounted and permanently mounted audio-visual equipment

Benefits and services

Opportunity to select risks according to your needs
Territorial coverage in Bulgaria, the European Union, and the member countries of the International Green Card Agreement in Europe
Option for deferred payment
Opportunity for additional discounts (bonuses)
Car assistance in Bulgaria and abroad
Tuba fuel – up to 10 liters of gasoline or diesel in case of need (valid for the territory of the Republic of Bulgaria)

Benefits and services

Parking/garage and hotel in Bulgaria or abroad in case of need
Repatriation in case of misfuelling in the Republic of Bulgaria
Payment of compensation without documentation in case of damage in parked condition
Repatriation in case of a breakdown in the territory of the Republic of Bulgaria
On-site repair in Bulgaria or abroad
Option for independent inspection
You get a free Rent-a-car while your car is being repaired in our trusted workshop

"Car Fleet" bonus

5% discount upon insurance of 5 to 10 cars
10% discount upon insurance of 11 to 30 cars

Negotiated discount for insurance of more than 30 cars - please contact the Car Insurance Department

"UNIQA Partner" bonus

5% discount for insurance already contracted with UNIQA
- "Business Plan" Combined insurance
- "Accident" insurance
8% discount on the insurance premium for "CASCO" Insurance in case of contracting "Third Party Liability" Insurance in UNIQA

Single Payment bonus

10% discount in case of payment of the entire premium as a lump sum

"Newly Insured Vehicle" bonus

10% discount for new UNIQA CASCO customers who have not contracted a "CASCO" insurance policy with UNIQA in the last 24 months

"No Damage" bonus

10% discount for one year without damages
20% discount for two years without damages
35% discount for three or more years without damages

The total amount of all discounts (bonuses) cannot exceed 20%

In the absence of claims for three years or more, the total amount of all discounts (bonuses) may not exceed 35%, subject to prior authorization from the UNIQA AD's Head Office. Based on detailed risk analysis for each corporate client, the above % discount and amount of self-participation may be changed.