Machinery, plant, and apparatus breakdown insurance

Machinery breakdown insurance provides specific coverage relating to risks that are likely to occur in the regular operation of the insured machinery, plant, and apparatus.

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Machinery breakdown insurance includes:

Insurance of machinery, plant and apparatus for industrial and/or commercial use
- which is put into operation or is stopped, dismantled, installed or moved for cleaning, repair or technical inspection
- which contain electronics for less than 40% of the value of the machinery
Compensation for direct property losses or damages to the insured property
Particularly suitable for the needs of large businesses

Coverages

Main coverages, included in this insurance product are:

Lack of skills, clumsiness, or negligence by service staff

Energy from electrical current to electrical equipment

Design errors, installation errors

Casting and material defects, poor quality of parts

Rupture due to centrifugal forces and/or material fatigue

Water shortages in steam boilers and boilers

Implosion or other effects due to vacuum

Overpressure, excluding explosion

Failure/malfunction of air handling, cooling, heating systems

Storm, icing, and immediate impact of ice drift

External, mechanical impact events

Benefits

Main benefits

Coverage of specific risks that are likely to occur during the regular operation of the insured machinery, equipment, and apparatus

Additional benefits

Partnership with a reliable and honest insurance company, part of UNIQA Group Austria – one of the leading insurers in Europe with over 150 years of experience in the insurance business