Cargo insurance

Cargo insurance provides insurance coverage for cargo, goods, belongings, and objects transported by sea, land, river, air, or combined transport against loss and/or damage due to an insured event that occurred during their transportation from or to various destinations around the world or in the territory of Bulgaria.

Benefits of our cargo insurances

Why choose cargo insurances from UNIQA?

Opportunity for contracting a subscription policy:

The insurer is at pre-risk in respect of the cargo
Simplified insurance documentation
Preferential rates for high-volume shipments

Cargo insurance:

International shipments
Domestic shipments

Partnership with a reliable and honest insurance company:

Professional support from one of Europe's leading insurers with over 150 years of experience in the insurance business
Insurance partner, part of UNIQA Group Austria

The insurance includes

Choose the best package for you and your business needs

The insurance is offered in three options with the following coverages:

	Domestic carriage Single package, not upgraded	International Carriage Single package, not upgraded	Subscription policy Single package, not upgraded
Coverages
Coverage for domestic shipments within the Republic of Bulgaria on an "all risks" basis
Coverage for cargo during international carriage under the terms and conditions of the international Institute Cargo Clauses (Institute Cargo Clauses)
Subscription policy with easy documentation and preferential rates for a volume of shipments

Domestic carriage

Single package, not upgraded

Coverage for domestic shipments within the Republic of Bulgaria on an "all risks" basis

International Carriage

Single package, not upgraded

Coverage for cargo during international carriage under the terms and conditions of the international Institute Cargo Clauses (Institute Cargo Clauses)

Subscription policy

Single package, not upgraded

Subscription policy with easy documentation and preferential rates for a volume of shipments

Coverages

The coverages are separated in the relevant causes

Institute Cargo Clauses (A) - all risks of loss or damage to cargo except those specifically excluded are covered

Institute Cargo Clauses (B) - risks expressly mentioned, with application in the individual sea or combined carriage cases, are covered

Institute Cargo Clauses (C) - minimum insurance coverage. These clauses have wide application and are mainly used in the insurance of metals, bulk and breakbulk cargo, ores, coal, etc., as well as the case of insurance of used goods/cargoes

Additional coverages

Breakage due to refrigeration failure - it is applied for cargo transported by a refrigerated vehicle

Breakage due to the nature of the cargo - it is applied to the carriage of glass, earthenware, porcelain, and similar cargoes

War and strikes Institute War Clauses (Cargo) and Institute Strike Clauses (Cargo) - for cargo carriage by sea or air only

INSTRUCTIONS in the case of an insured event occurred to drivers of motor vehicles while performing carriage under Motor Carrier Liability Insurance and Cargo Insurance

INSTRUCTIONS - Inform the shipper, employer, and insurer

Inform your freight forwarder, employer, and insurer immediately and follow their instructions

INSTRUCTIONS - Inconsistencies upon shipment of food products

If you are transporting food products in a refrigerated trailer and notice any irregularities/deviations in the thermograph data during transport, notify your shipper and/or freight forwarder immediately

INSTRUCTIONS - Informing the control authorities

In the event of an accident, fire, or theft, notify the relevant control authorities/emergency services immediately, providing them with as much information as possible about the incident or accident

EU emergency number: 112

INSTRUCTIONS - Freight room opening inconsistencies

If you notice any inconsistencies (broken, fallen on the ground, deformed, soaked, etc., goods/pallets) when opening the loading room at the unloading point, ask to stop the unloading and contact the shipper and insurer for instructions. If you cannot contact the insurer, take photographs of the loading area before and during unloading